/* Homepage only. Tokens live in styles.css. */

.home-dhank {
  font-weight: 300;
  line-height: 1.55;
  background: var(--bg);
  color: var(--ink);
}
.home-dhank a { color: inherit; text-decoration: none; }
.home-dhank :focus-visible {
  outline: 2px solid var(--primary);
  outline-offset: 3px;
}
.home-dhank .wrap {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}
.home-dhank h1,
.home-dhank h2,
.home-dhank h3 { margin: 0; font-weight: 500; letter-spacing: 0; color: inherit; }
.home-dhank h1 {
  font-size: 64px;
  line-height: 1.02;
  letter-spacing: -0.01em;
  font-weight: 500;
}
.home-dhank h2 {
  font-size: 44px;
  line-height: 1.08;
  letter-spacing: -0.01em;
}
.home-dhank h3 {
  font-size: 22px;
  line-height: 1.25;
}
.home-dhank .teal { color: var(--primary); }
.home-dhank .eyebrow {
  margin: 0 0 12px;
  font-size: 15px;
  font-weight: 400;
  line-height: 1.4;
  color: var(--muted);
}
.home-dhank .lead {
  margin: 16px 0 0;
  max-width: 34rem;
  font-size: 19px;
  font-weight: 300;
  line-height: 1.5;
  color: var(--muted);
}
.home-dhank .fine {
  margin: 18px 0 0;
  font-size: 13px;
  font-weight: 300;
  line-height: 1.55;
  color: var(--paper-muted);
}
.home-dhank .num,
.home-dhank .term-line b,
.home-dhank .calc-payment,
.home-dhank .result-list b {
  font-variant-numeric: tabular-nums;
}

#terms, #how-it-works, #calculator, #why, #faq { scroll-margin-top: 84px; }

/* ---------- Buttons ---------- */
.home-dhank .btn-primary,
.home-dhank .btn-secondary,
.home-dhank .btn-store {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius-ctl);
  font-family: inherit;
  line-height: 1;
  cursor: pointer;
  text-decoration: none;
  box-shadow: none;
}
.home-dhank .btn-primary {
  height: 58px;
  padding: 0 32px;
  border: 0;
  background: var(--primary);
  color: #fff;
  font-size: 17px;
  font-weight: 400;
}
.home-dhank .btn-primary:hover { background: var(--primary-deep); }
.home-dhank .header-apply {
  height: 44px;
  padding: 0 20px;
  font-size: 15px;
  font-weight: 400;
  flex: none;
}
.home-dhank .header-apply .apply-short { display: none; }
.home-dhank .header-app {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  height: 44px;
  padding: 0 18px;
  border: 1px solid rgba(255, 255, 255, .24);
  border-radius: var(--radius-ctl);
  background: transparent;
  color: #fff;
  font-size: 15px;
  font-weight: 400;
  line-height: 1;
  text-decoration: none;
  box-shadow: none;
  flex: none;
  white-space: nowrap;
}
.home-dhank .header-app:hover { border-color: #00AAAE; }
.home-dhank .header-app .apple { flex: none; display: block; }
.home-dhank .menu-apply {
  width: 100%;
  height: 56px;
  padding: 0 20px;
  font-size: 15px;
  font-weight: 400;
}
.home-dhank .btn-secondary {
  height: 58px;
  padding: 0 32px;
  background: transparent;
  border: 1px solid rgba(255, 255, 255, .24);
  color: #fff;
  font-size: 17px;
  font-weight: 400;
}
.home-dhank .btn-secondary:hover { border-color: var(--primary); }
.home-dhank .btn-store {
  height: 58px;
  gap: 10px;
  padding: 0 22px 0 18px;
  background: #fff;
  color: var(--paper-ink);
  border: 0;
}
.home-dhank .btn-store:hover { transform: translateY(-2px); }
.home-dhank .btn-store .apple { flex: none; display: block; }
.home-dhank .store-copy { display: flex; flex-direction: column; align-items: flex-start; line-height: 1; }
.home-dhank .store-copy small {
  font-size: 11px;
  font-weight: 400;
  line-height: 1.15;
}
.home-dhank .store-copy strong {
  font-size: 18px;
  font-weight: 500;
  line-height: 1.1;
}

/* ---------- Header ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  height: 76px;
  background: rgba(14, 14, 14, .85);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid transparent;
}
.site-header.is-scrolled { border-bottom-color: var(--line); }
.header-inner {
  height: 76px;
  display: flex;
  align-items: center;
  gap: 20px;
}
.home-dhank .brand {
  display: inline-flex;
  flex: none;
  color: #fff;
  font-size: 18px;
  font-weight: 500;
  line-height: 1;
  letter-spacing: 0.01em;
  white-space: nowrap;
}
.header-nav {
  display: flex;
  align-items: center;
  gap: 32px;
  margin-left: auto;
}
.header-nav a {
  color: var(--muted);
  font-size: 15px;
  font-weight: 400;
}
.header-nav a:hover { color: #fff; }
.header-actions {
  display: flex;
  align-items: center;
  gap: 10px;
  flex: none;
}
.burger {
  display: none;
  width: 44px;
  height: 44px;
  padding: 0;
  border: 0;
  border-radius: 50%;
  background: transparent;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 6px;
  cursor: pointer;
  flex: none;
}
.burger span {
  display: block;
  width: 20px;
  height: 2px;
  border-radius: 2px;
  background: #fff;
}

.nav-menu {
  position: fixed;
  inset: 0;
  z-index: 70;
  display: flex;
  flex-direction: column;
  padding: 18px 24px 28px;
  background: var(--bg);
  overflow: auto;
}
.nav-menu[hidden] { display: none; }
.menu-top { display: flex; justify-content: flex-end; }
.menu-close {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  border: 1px solid rgba(255, 255, 255, .3);
  background: transparent;
  color: #fff;
  display: grid;
  place-items: center;
  cursor: pointer;
  padding: 0;
}
.menu-kicker {
  margin: 28px 0 6px;
  font-size: 14px;
  font-weight: 400;
  line-height: 1.4;
  color: var(--muted);
}
.menu-lead {
  margin: 0 0 28px;
  font-size: 16px;
  font-weight: 300;
  color: #fff;
}
.menu-links { display: grid; gap: 10px; }
.menu-links a {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  height: 56px;
  padding: 0 8px 0 24px;
  border-radius: 999px;
  background: var(--card);
  color: #fff;
  font-size: 17px;
  font-weight: 400;
}
.menu-actions {
  display: flex;
  flex-direction: column;
  gap: 10px;
  width: 100%;
  margin-top: auto;
}
.menu-actions .btn-store { width: 100%; }
html.menu-open,
html.menu-open body { overflow: hidden; }

.go {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  flex: none;
  background: #0e0e0e;
  color: #fff;
}
.menu-links .go {
  width: 40px;
  height: 40px;
  background: #fff;
  color: #0e0e0e;
}

/* ---------- Shared pieces ---------- */
.section { position: relative; padding: clamp(80px, 10vw, 128px) 0; }
.sheet-section { isolation: isolate; }
.ghost-type {
  position: absolute;
  z-index: 0;
  margin: 0;
  font-size: clamp(160px, 24vw, 360px);
  font-weight: 600;
  line-height: .8;
  color: transparent;
  -webkit-text-stroke: 1.5px rgba(255, 255, 255, .07);
  pointer-events: none;
  user-select: none;
  white-space: nowrap;
}
.sheet {
  position: relative;
  background: var(--paper);
  color: var(--paper-ink);
  border-radius: var(--radius-sheet);
  padding: clamp(32px, 5vw, 64px);
  margin-top: 28px;
}
.sheet::before,
.sheet::after {
  content: "";
  position: absolute;
  left: 50%;
  transform: translateX(-50%);
  border-radius: var(--radius-sheet) var(--radius-sheet) 0 0;
  z-index: -1;
}
.sheet::before { top: -14px; width: 96%; height: 60px; background: #2c2c2c; }
.sheet::after { top: -28px; width: 91%; height: 60px; background: #1c1c1c; }
.sheet .eyebrow,
.sheet .lead { color: var(--paper-muted); }
.sheet a { color: var(--primary); }
.sheet a:hover { color: var(--primary-deep); }

.img-ph {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 4px;
  padding: 16px;
  text-align: center;
  background: rgba(255, 255, 255, .04);
  border: 1.5px dashed rgba(255, 255, 255, .25);
  border-radius: 28px;
  color: var(--muted);
  font-size: 13px;
  font-weight: 300;
  line-height: 1.55;
}
.img-ph b { font-size: 13px; font-weight: 500; letter-spacing: .04em; }

.phone {
  position: relative;
  width: 290px;
  aspect-ratio: 9 / 19.5;
  border: 10px solid #1c1c1c;
  border-radius: 48px;
  background: #0e0e0e;
  box-shadow: 0 40px 80px -20px rgba(0, 0, 0, .7);
  overflow: hidden;
}
.phone .img-ph,
.phone img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: top;
  border-radius: 38px;
}
.phone--peek {
  border-bottom: 0;
  border-bottom-left-radius: 0;
  border-bottom-right-radius: 0;
}
.phone--peek .img-ph,
.phone--peek img {
  border-bottom-left-radius: 0;
  border-bottom-right-radius: 0;
}

.step-dots { display: flex; gap: 6px; flex: none; }
.step-dots span {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  border: 1.5px solid var(--primary);
  display: grid;
  place-items: center;
  color: var(--primary);
  background: transparent;
  font-size: 16px;
  font-weight: 500;
  line-height: 1;
}
.step-dots span.is-on {
  background: var(--primary);
  color: #fff;
}

.slider {
  -webkit-appearance: none;
  appearance: none;
  display: block;
  width: 100%;
  height: 30px;
  margin: 14px 0 0;
  border: 0;
  border-radius: 999px;
  background: transparent;
  cursor: pointer;
}
.slider::-webkit-slider-runnable-track {
  height: 28px;
  border-radius: 999px;
  background: linear-gradient(to right, var(--primary) var(--fill, 0%), #232323 var(--fill, 0%));
}
.slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 30px;
  height: 30px;
  margin-top: -1px;
  border-radius: 50%;
  background: #fff;
  border: 3px solid #0e0e0e;
  box-shadow: none;
  cursor: pointer;
}
.slider::-moz-range-track {
  height: 28px;
  border: 0;
  border-radius: 999px;
  background: #232323;
}
.slider::-moz-range-progress {
  height: 28px;
  border-radius: 999px;
  background: var(--primary);
}
.slider::-moz-range-thumb {
  width: 30px;
  height: 30px;
  border-radius: 50%;
  background: #fff;
  border: 3px solid #0e0e0e;
  box-shadow: none;
  cursor: pointer;
}

/* ---------- Hero ---------- */
.home-dhank .hero {
  position: relative;
  overflow: hidden;
  padding: 72px 0 96px;
}
.home-dhank .hero::before,
.home-dhank .hero::after { content: none; }
.hero .ghost-type { top: 28px; right: -4vw; }
.hero-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 40px;
  align-items: center;
}
.actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 28px;
}
.checks {
  display: flex;
  flex-wrap: wrap;
  gap: 10px 22px;
  margin: 28px 0 0;
  padding: 0;
  list-style: none;
}
.checks li {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 15px;
  font-weight: 400;
  line-height: 1.4;
  color: var(--muted);
}
.checks svg { flex: none; }
.hero-visual {
  position: relative;
  height: 600px;
}
.hero-phone-slot {
  position: absolute;
  z-index: 1;
  display: flex;
  align-items: center;
  width: 290px;
  right: 0;
  top: 0;
  bottom: 0;
}
.hero-phone { width: 290px; flex: none; }
.hero-stamp {
  position: absolute;
  z-index: 3;
  top: -16px;
  right: -20px;
  width: 104px;
  height: 104px;
  object-fit: contain;
  transform: rotate(12deg);
}

/* ---------- Typical terms ---------- */
.terms-grid {
  display: grid;
  grid-template-columns: 5fr 7fr;
  gap: 48px;
  align-items: start;
}
.term-line {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: 24px;
  padding: 22px 0;
  border-bottom: 1px solid var(--paper-line);
}
.term-line span {
  font-size: 15px;
  font-weight: 400;
  color: var(--paper-muted);
}
.term-line b {
  font-size: 28px;
  font-weight: 500;
  line-height: 1.1;
  text-align: right;
}
.terms-grid .fine { max-width: 40rem; }

/* ---------- How it works ---------- */
.how { overflow: hidden; }
.how .ghost-type { left: -3vw; bottom: -0.15em; }
.how-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 48px;
  align-items: center;
}
.steps {
  list-style: none;
  margin: 8px 0 28px;
  padding: 0;
}
.steps li {
  display: flex;
  align-items: flex-start;
  gap: 20px;
  padding: 24px 0;
  border-bottom: 1px solid var(--line);
}
.steps li:first-child { border-top: 1px solid var(--line); }
.steps h3 { margin: 6px 0 8px; color: #fff; }
.steps p {
  margin: 0;
  max-width: 36rem;
  font-size: 15px;
  font-weight: 300;
  line-height: 1.55;
  color: var(--muted);
}
.how-visual {
  position: relative;
  width: 100%;
  max-width: 520px;
  margin-left: auto;
}
.how-illo { display: block; width: 100%; height: auto; }

/* ---------- Calculator ---------- */
.calc-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 40px;
  align-items: start;
}
.calc-fields { display: grid; gap: 22px; margin-top: 32px; }
.field-top {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: 12px;
}
.field-top label { font-size: 15px; font-weight: 400; }
.field-top span {
  font-size: 13px;
  font-weight: 300;
  color: var(--paper-muted);
}
.field-pill {
  display: flex;
  align-items: center;
  gap: 6px;
  height: 52px;
  margin-top: 8px;
  padding: 0 22px;
  border-radius: 999px;
  background: var(--paper-field);
}
.field-pill:focus-within {
  outline: 2px solid var(--primary);
  outline-offset: 3px;
}
.field-pill input {
  width: 100%;
  min-width: 0;
  border: 0;
  background: transparent;
  color: var(--paper-ink);
  font: 500 18px/1 var(--font);
  font-variant-numeric: tabular-nums;
}
.field-pill input:focus { outline: none; }
.field-pill input::-webkit-outer-spin-button,
.field-pill input::-webkit-inner-spin-button { -webkit-appearance: none; margin: 0; }
.field-pill input[type="number"] { -moz-appearance: textfield; appearance: textfield; }
.affix { color: var(--paper-muted); font-size: 18px; font-weight: 500; }
.calc-result {
  position: relative;
  overflow: hidden;
  padding: 36px;
  border-radius: 28px;
  background: #0e0e0e;
  color: #fff;
}
.result-label {
  margin: 0;
  font-size: 15px;
  font-weight: 400;
  line-height: 1.4;
  color: var(--muted);
}
.calc-payment {
  margin: 8px 0 0;
  font-size: 56px;
  font-weight: 500;
  line-height: 1.1;
}
.result-list { margin-top: 20px; border-top: 1px solid var(--line); }
.result-list div {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: 16px;
  padding: 14px 0;
}
.result-list span { font-size: 15px; font-weight: 400; color: var(--muted); }
.result-list b { font-size: 20px; font-weight: 500; }
.calc-stamp {
  position: absolute;
  right: 16px;
  bottom: 14px;
  width: 108px;
  height: 108px;
  object-fit: contain;
  transform: rotate(-10deg);
}
.calc-result .fine {
  position: relative;
  z-index: 1;
  max-width: 26rem;
  margin-top: 18px;
  padding-right: 112px;
  color: var(--muted-2);
}

/* ---------- Why ---------- */
.why {
  position: relative;
  overflow: hidden;
}
.home-dhank .why.reveal,
.home-dhank .why.reveal.in {
  opacity: 1;
  transform: none;
}
.why .ghost-type {
  left: 50%;
  bottom: -0.28em;
  transform: translateX(-50%);
  font-size: clamp(280px, 36vw, 520px);
  line-height: .8;
  -webkit-text-stroke: 1.5px rgba(255, 255, 255, .06);
}
.why-inner { position: relative; z-index: 1; }
.why-head {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  gap: 64px;
}
.why-head h2 { max-width: 620px; }
.why-head .lead { max-width: 420px; margin: 0; }
.why-list {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 40px;
  margin: 88px 0 0;
  padding: 0;
  list-style: none;
}
.why-list li {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 24px;
  min-width: 0;
}
.why-copy {
  display: flex;
  flex-direction: column;
  gap: 24px;
  min-width: 0;
}
.home-dhank .why-list h3 {
  margin: 0;
  font-size: 22px;
  font-weight: 500;
  line-height: 1.25;
  color: #fff;
}
.why-list p {
  margin: 0;
  font-size: 16px;
  font-weight: 300;
  line-height: 1.55;
  color: var(--muted);
}
.why-stamp {
  display: block;
  width: 168px;
  height: 168px;
  flex: none;
  object-fit: contain;
  transform: rotate(var(--tilt, 0deg));
}

/* ---------- FAQ ---------- */
.faq-grid {
  display: grid;
  grid-template-columns: 5fr 7fr;
  gap: 48px;
  align-items: start;
}
.faq-list { display: grid; gap: 10px; }
.menu-item {
  background: var(--paper-field);
  border-radius: 999px;
}
.menu-item[open] { border-radius: 28px; }
.menu-item summary {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 18px 20px 18px 28px;
  list-style: none;
  cursor: pointer;
  font-size: 17px;
  font-weight: 400;
  line-height: 1.35;
  color: var(--paper-ink);
}
.menu-item summary::-webkit-details-marker { display: none; }
.menu-item summary .go { transition: transform .25s ease; }
.menu-item[open] summary .go { transform: rotate(90deg); }
.menu-item p {
  margin: 0;
  padding: 0 28px 24px;
  max-width: 40rem;
  font-size: 15px;
  font-weight: 300;
  line-height: 1.55;
  color: var(--paper-muted);
}
.home-dhank .faq-all {
  margin-top: 20px;
  border-color: rgba(14, 14, 14, .2);
  color: #0E0E0E;
  background: transparent;
}
.home-dhank .faq-all:hover { border-color: var(--primary); color: #0E0E0E; }

/* ---------- Final CTA ---------- */
.finale {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  padding: 120px 0;
  background: var(--primary);
  color: #fff;
  text-align: center;
}
.finale :focus-visible { outline-color: #fff; }
.finale-copy {
  position: relative;
  z-index: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
}
.finale .ghost-type {
  top: 50%;
  left: 50%;
  bottom: auto;
  transform: translate(-50%, -50%);
  z-index: 0;
  -webkit-text-stroke: 1.5px rgba(255, 255, 255, .18);
}
.finale .eyebrow { color: #0E0E0E; }
.finale .lead {
  margin-left: auto;
  margin-right: auto;
  color: #0E0E0E;
}
.finale h2 { color: #fff; }
.finale .btn-store { margin-top: 28px; }

/* ---------- Disclosures ---------- */
.disclosures { padding: 80px 24px 64px; }
.disclosures-inner { max-width: 860px; margin: 0; padding: 0; }
.disc-list { display: grid; gap: 12px; }
.disc {
  background: var(--card);
  border-radius: 28px;
  padding: 24px 28px;
  color: #fff;
}
.disc summary {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  list-style: none;
  cursor: pointer;
  font-size: 17px;
  font-weight: 500;
  line-height: 1.35;
}
.disc summary::-webkit-details-marker { display: none; }
.disc .go {
  background: #fff;
  color: #0e0e0e;
  transition: transform .25s ease;
}
.disc[open] .go { transform: rotate(90deg); }
.disc p {
  margin: 16px 0 0;
  font-size: 15px;
  font-weight: 300;
  line-height: 1.6;
  color: var(--muted);
}
.more-links {
  margin: 20px 0 0;
  font-size: 15px;
  font-weight: 400;
  color: var(--muted);
}
.more-links a { color: var(--muted); }
.more-links a:hover { color: #fff; }

/* ---------- Footer ---------- */
.site-footer {
  background: #0e0e0e;
  border-top: 1px solid var(--line);
  padding: 80px 0 40px;
}
.foot-grid {
  display: grid;
  grid-template-columns: 1.6fr 1fr 1fr 1fr;
  gap: 40px;
}
.home-dhank .foot-title {
  margin: 0 0 16px;
  font-size: 15px;
  font-weight: 500;
  line-height: 1.4;
  letter-spacing: 0;
  color: #fff;
}
.foot-blurb {
  margin: 18px 0 20px;
  max-width: 28rem;
  font-size: 15px;
  font-weight: 300;
  line-height: 1.55;
  color: var(--muted);
}
.site-footer address {
  font-style: normal;
  font-size: 15px;
  font-weight: 300;
  line-height: 1.7;
  color: var(--muted);
}
.site-footer address a,
.site-footer li a {
  color: var(--muted);
  font-size: 15px;
  font-weight: 300;
}
.site-footer address a:hover,
.site-footer li a:hover { color: #fff; }
.site-footer ul {
  margin: 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 10px;
}
.legal-note {
  margin-top: 48px;
  padding-top: 24px;
  border-top: 1px solid var(--line);
}
.legal-note p {
  margin: 0 0 12px;
  max-width: 72rem;
  font-size: 13px;
  font-weight: 300;
  line-height: 1.6;
  color: var(--muted-2);
}
.legal-note p:last-child { margin-bottom: 0; }
.copy {
  margin: 24px 0 0;
  padding-top: 24px;
  border-top: 1px solid var(--line);
  font-size: 13px;
  font-weight: 300;
  color: var(--muted-2);
}

/* ---------- Reveal ---------- */
.home-dhank .reveal {
  opacity: 0;
  transform: translateY(16px);
  transition: opacity 500ms ease, transform 500ms ease;
}
.home-dhank .reveal.in { opacity: 1; transform: none; }

@media (min-width: 768px) {
  .home-dhank .wrap { padding: 0 40px; }
  .disclosures { padding-left: 40px; padding-right: 40px; }
}

@media (max-width: 960px) {
  .home-dhank h1 { font-size: 40px; }
  .home-dhank h2 { font-size: 30px; }
  .home-dhank h3 { font-size: 20px; }
  .home-dhank .foot-title { font-size: 15px; }
  .home-dhank .eyebrow { font-size: 14px; }
  .home-dhank .lead { font-size: 17px; }
  .home-dhank .btn-primary,
  .home-dhank .btn-secondary { font-size: 16px; }
  .home-dhank .header-apply { height: 36px; padding: 0 14px; font-size: 14px; }
  .home-dhank .header-apply .apply-full { display: none; }
  .home-dhank .header-apply .apply-short { display: inline; }
  .home-dhank .header-app { display: none; }
  .home-dhank .brand { font-size: 15px; }
  .header-nav { display: none; }
  .header-actions { margin-left: auto; }
  .burger { display: inline-flex; }
  .header-inner { gap: 10px; }

  .home-dhank .hero { padding: 48px 0 64px; }
  .hero-grid,
  .how-grid,
  .terms-grid,
  .calc-grid,
  .faq-grid,
  .foot-grid { grid-template-columns: 1fr; gap: 32px; }
  .hero-visual { height: 440px; }
  .hero-phone-slot {
    width: 220px;
    left: 50%;
    right: auto;
    margin-left: -110px;
  }
  .hero-phone { width: 220px; }
  .hero-stamp { width: 72px; height: 72px; top: 8px; right: -8px; }
  .how-visual { max-width: 420px; margin: 0 auto; }

  .sheet { border-radius: 28px; margin-top: 20px; }
  .sheet::before,
  .sheet::after { border-radius: 28px 28px 0 0; }
  .sheet::before { top: -10px; }
  .sheet::after { top: -20px; }

  .term-line { flex-direction: column; align-items: flex-start; gap: 6px; }
  .term-line b { text-align: left; font-size: 24px; }
  .calc-payment { font-size: 44px; }

  .foot-grid { gap: 32px; }
  .steps li { gap: 14px; }
}

@media (max-width: 1100px) {
  .header-nav { gap: 20px; }
}

@media (max-width: 1099px) {
  .why-head {
    flex-direction: column;
    align-items: flex-start;
    gap: 16px;
  }
  .why-list {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 48px 32px;
  }
  .why-stamp { width: 144px; height: 144px; }
}

@media (max-width: 759px) {
  .why .ghost-type { font-size: 240px; }
  .why-list {
    grid-template-columns: 1fr;
    gap: 28px;
    margin-top: 48px;
  }
  .why-list li {
    flex-direction: row;
    align-items: center;
    gap: 20px;
  }
  .why-copy { gap: 6px; }
  .home-dhank .why-list h3 { font-size: 20px; }
  .why-stamp { width: 104px; height: 104px; }
  .finale { padding: 88px 0; }
}

@media (prefers-reduced-motion: no-preference) {
  .hero-visual:not(.is-ready) .hero-phone {
    opacity: 0;
    transform: translateY(24px);
  }
  .hero-visual:not(.is-ready) .hero-stamp {
    opacity: 0;
    transform: rotate(0deg);
  }
  .hero-visual.is-ready .hero-phone {
    animation: phone-in 600ms ease-out forwards;
  }
  .hero-visual.is-ready .hero-stamp {
    animation: stamp-in 500ms ease-out 150ms forwards;
  }
  .why.reveal:not(.in) .why-stamp {
    opacity: 0;
    transform: scale(.85) rotate(0deg);
  }
  .why.reveal.in .why-stamp {
    animation: why-stamp-in 500ms cubic-bezier(.2, .8, .2, 1.2) both;
  }
  .why.reveal.in .why-list li:nth-child(2) .why-stamp { animation-delay: 80ms; }
  .why.reveal.in .why-list li:nth-child(3) .why-stamp { animation-delay: 160ms; }
  .why.reveal.in .why-list li:nth-child(4) .why-stamp { animation-delay: 240ms; }
}

@keyframes phone-in {
  from { opacity: 0; transform: translateY(24px); }
  to { opacity: 1; transform: translateY(0); }
}
@keyframes stamp-in {
  from { opacity: 0; transform: rotate(0deg); }
  to { opacity: 1; transform: rotate(12deg); }
}
@keyframes why-stamp-in {
  from { opacity: 0; transform: scale(.85) rotate(0deg); }
  to { opacity: 1; transform: scale(1) rotate(var(--tilt, 0deg)); }
}

@media (prefers-reduced-motion: reduce) {
  .home-dhank .reveal {
    opacity: 1;
    transform: none;
    transition: none;
  }
  .hero-phone,
  .hero-stamp { animation: none; opacity: 1; }
  .hero-phone { transform: none; }
  .hero-stamp { transform: rotate(12deg); }
  .why-stamp {
    animation: none;
    opacity: 1;
    transform: rotate(var(--tilt, 0deg));
  }
  .btn-store:hover { transform: none; }
}